Save 30% by using your HSA or FSA card
Your card is a payment option at checkout, next to credit card and the wallets.
How paying with HSA and FSA saves money
The money in your HSA or FSA is set aside before income tax, so you keep the tax you would have paid on it.
One hundred dollars of pay, followed two ways. Spending from your bank account: one hundred dollars you earn, then thirty dollars taken out in taxes, leaving seventy dollars to spend. Spending from your HSA or FSA: one hundred dollars you earn, no taxes taken out, leaving one hundred dollars to spend.
Illustrative math, not tax advice and not a discount. Your savings depend on your own tax rates and your plan.
What happens at checkout
Three steps, all of them inside the checkout you already use.
Pick HSA/FSA in the payment list
It sits with credit card and the wallets, not off in a separate flow.
For supplements, answer a few quick health questions
A licensed provider reviews your answers, not our products. Some items skip this step.
Pay with your HSA or FSA card
Use your HSA or FSA card, or split the order across two cards.
Shop HSA eligible items
Supplements ask a few quick health questions at checkout. Some items check out with your card directly.
HSA/FSA checkout works on one-time purchases. Subscription orders can't be paid with HSA/FSA.
Questions before you buy? Talk to us.
Before you worry about it
No new account
No new account to open and no balance to top up. Bring the card your employer gave you.
Your order is not held up
If your order asks a few health questions, they do not hold it up. You pay and check out as normal.
A provider reviews you, not us
When an item asks a few health questions, a licensed provider reviews your answers, not our products.
Normal cards still work
Credit card is still a payment option at checkout, alongside the wallets, and nothing about this page changes that.
Common questions
What are FSA and HSA accounts?
Both let you set aside money from your paycheck before taxes for eligible health expenses. An HSA is a health savings account and generally stays with you year after year. An FSA is a flexible spending account and usually has a yearly deadline. Not sure if you have one? Check with your employer or your benefits provider.
Can I use my HSA/FSA at Betterbrand?
Yes, for items that qualify. Pick HSA/FSA in the payment list at checkout and pay with your HSA or FSA card the same way you would use any other card. Supplements ask a few quick health questions first. Some items check out with the card directly.
Can I use my regular credit card instead?
Yes. Every regular payment option is still there. You can also split an order: put part of it on your HSA or FSA card and the rest on a regular credit or debit card.
What is a letter of medical necessity?
Under IRS rules, some things you buy count as a medical expense only when they treat a specific health condition, not when they are for general health. A letter of medical necessity is a licensed provider's written opinion that a product may treat a condition you have.
Only some items need one. For those, you answer a few health questions at checkout. A licensed provider reviews your answers, not our products. The questions do not hold up your order, so you pay and check out as normal. Your letter arrives by email after you check out. Keep it, because your plan may ask to see it. Not everyone qualifies, and your plan makes the final decision on any claim.
Are there any fees?
You pay the price on the product page. There is no extra charge at checkout for paying with your HSA or FSA card.
When should I use my FSA/HSA dollars?
Any time of year. HSA money generally stays with you year after year. FSA money usually has a deadline, and many plans run use it or lose it at the end of the year, so check your plan's dates before December.
How long until I get my letter of medical necessity?
If your order needs one, it arrives by email after you check out. If you do not see it, check your spam folder first, then reach out to us through our help center and we will help.
I don't have an HSA/FSA. Can I still benefit?
You need one of those accounts to use pre-tax money. Many employers offer them during open enrollment, so it is worth asking. You can still check out normally with any card.
I don't live in the US. Can I still use this?
HSA and FSA are United States programs, so the pre-tax option only applies to US accounts. Everything on the site can still be bought the normal way.
The fine print
Some of what we sell may qualify as a medical expense under IRS rules. Some items check out with your HSA or FSA card directly. Others ask a few health questions at checkout, and a licensed provider reviews the answers through an independent partner, not Betterbrand. Not everyone qualifies. No product on this site has been reviewed or approved for you in advance.
A provider's review is not a guarantee that your plan will pay. Your plan administrator, the company that runs your HSA or FSA, makes that decision, and plans differ.
Betterbrand is not a tax advisor, a medical provider, or a benefits administrator, and nothing on this page is tax, legal, or medical advice. For questions about your account or a claim, contact your plan administrator. For tax questions, talk to a tax professional.
There is a yearly cap on how much you can put into one of these accounts. The IRS publishes the current numbers in Publication 969.